Short Sale Qualification Check
1. Are you behind on your mortgage payments, or do you expect to fall behind soon?
2. Do you owe more on your Southwest Florida home than it is currently worth?
3. Have you experienced a verifiable financial hardship (job loss, divorce, medical bills, insurance spike, or reduced income)?
4. Are you unable to refinance or modify your mortgage to make monthly payments affordable?
5. Have you tried to sell your property, but market offers fall short of your mortgage payoff?
6. Are you actively seeking to avoid a Florida foreclosure judgment and protect your credit score?
7. Are you willing to provide necessary financial records (pay stubs, tax returns) for servicer package submission?
8. Are you prepared to transition into new housing once your short sale is approved and completed?
Assessment Complete!
Where is your property located? Enter your details for customized SWFL lender criteria.
Calculating SWFL Short Sale Qualification...
Cross-referencing Florida loss mitigation guidelines
Erin Catron & Company Real Estate • Southwest Florida Short Sale Advisory Unit
The Short Sale Survival Guide
How Southwest Florida homeowners escape foreclosure and wipe out underwater mortgages.
Frequently Asked Questions
Everything you need to know about Florida foreclosure avoidance and short sales.
Have a Unique Southwest Florida Property Situation?
Whether dealing with second mortgages, HOA liens, or imminent foreclosure sale dates in Manatee, Sarasota, Charlotte, Lee, or Collier County, our local team is here to assist.
Real Estate & Short Sale Glossary
Clear definitions of critical real estate, legal, and mortgage terms.
Ready to Take Proactive Action?
Don't let bank timeline pressures dictate your future. Let Erin Catron & Company handle your loss mitigation negotiations.